Retail owns 0% of ChatGPT's. Here's the workaround.

You can't buy the company behind ChatGPT. Microsoft holds about 27%, the nonprofit 26%, employees roughly 25% — and retail investors, 0%. Most people hear that and assume there's nothing to do.

There is. Four public companies each hold a stake reported in the tens of billions, and every one trades on a regular exchange. No accreditation, no pre-IPO platform, no waitlist — just an ordinary brokerage account this afternoon.

None of it is secret. Connecting a private ownership table to public tickers just takes digging most free coverage skips.

👉️ Get the 4 stocks here (free)

🛢️ Oil Cracked $100 Again & Your Gas Bill Noticed

Oil just punched back above $100 a barrel for the first time since July. The reason is the same one that's been rattling markets all year: the U.S. and Iran are trading blows again. The U.S. military destroyed five Iranian oil tankers on Tuesday, Iran-backed Houthi militants struck Saudi energy facilities, and the Strait of Hormuz, which normally carries about a fifth of the world's oil, is still a warzone.

Here's why oil moving matters to everyone, not just traders. When crude spikes, the cost of gas, diesel, shipping, and just about everything that gets trucked to a store climbs with it. Diesel just hit a record $5.90 a gallon over the weekend, and that quietly feeds into inflation across the whole economy, which is the last thing the Fed wants to see right now.

• ⚔️ The trigger: U.S. strikes on Iranian tankers plus Houthi attacks on Saudi facilities sent supply fears soaring.

• 📈 The warning: Goldman Sachs says intensifying shipping attacks raise the odds of Brent topping $120 if this drags on.

• 📊 The market shrug: Stocks haven't dropped nearly as hard as they did on the July oil spike, a sign investors think this is temporary too.

The Munch Take: We think this fades like it did in July. The pattern is familiar by now: strikes flare up, oil spikes, headlines scream, and then things quietly cool back down. The fact that stocks aren't panicking like they did last time tells you the market largely agrees this is temporary. What's not temporary, unfortunately, is the bill waiting for you at the gas pump. Enjoy filling up your tank while this "temporary" spike sticks around.

He Put Half His $9 Billion Into One Unusual AI Stock (Ad)

One billionaire put over half his $9 billion fund into one unusual AI stock — then bought more shares nearly every day for 61 straight trading days.

It's not Nvidia... a chipmaker... or a cloud giant.

Instead, it owns the assets the entire AI boom depends on...

And Trump signed emergency executive orders to protect them.

Right now it's trading at a rare discount...

The same kind that's previously turned $10,000 into $55,000. In just over 12 months

>>>Whitney Tilson reveals the name, completely free<<<

STOCK OF THE DAY

🔋 BYD Just Did Something Tesla Can't

BYD, China's electric vehicle giant, just dropped a stat that sounds made up. At a bone-chilling -30°C, its flash-charging system can take a battery from 20% to 97% in just 12 minutes. That's only 3 minutes slower than charging at room temperature. Cold weather normally destroys EV charging speeds, so pulling this off in freezing conditions is a genuine engineering flex. And BYD isn't stopping at the tech. China has already built over 10,000 of these flash-charging stations across 332 cities.

This is the kind of innovation that should make Tesla nervous. While everyone in the West argues about EV demand, BYD keeps quietly shipping breakthroughs and building the infrastructure to support them. This is a company firing on all cylinders.

So can Americans even buy the stock? Sort of. BYD doesn't trade on a major U.S. exchange like the New York Stock Exchange. Instead, most Americans have to buy it "over-the-counter" under the ticker $BYDDY, which is basically a stand-in version of the stock that lets you own it through a U.S. broker without buying shares directly in Hong Kong. It works, it's just a little clunkier and less liquid than buying a normal American stock.

• 🚗 It already outsells everyone: BYD passed Tesla in global EV sales a while ago and keeps widening the gap, moving millions of vehicles a year.

• 🌍 It's coming for the West: BYD is aggressively expanding into Europe, Southeast Asia, and Latin America, though U.S. tariffs keep it largely locked out of America for now.

• 📉 The stock stays cheap for a reason: Down over 12% this year at roughly a $100 billion market cap, BYD trades at a fraction of Tesla's valuation despite selling more cars.

The Munch Take: Here's the funny disconnect. BYD is arguably out-innovating Tesla on charging tech right now, and yet the stock has gone nowhere, down double digits this year. That gap between the incredible technology and the sleepy stock price tells you a lot. Chinese stocks carry real baggage for Western investors, from political risk to trust issues with the numbers, and that keeps a discount stapled to even the best operators. Amazing company, genuinely impressive tech, but the stock has plenty of reasons investors stay cautious.

Bonus Report: 5 NASDAQ stocks, texted free today (from Good Morning Alerts)

🍪 Munchy Memes

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