Dear Reader,

Elon Musk is now paying you 15X more than your bank...

Thanks to a project he's been working on for the last 27 years.

All you have to do is sign up for his new bank.

My name is Luke Lango. I have a background in finance, was mentored by two hedge fund legends, and started my own investment firm before I left Caltech...

And I can tell you: This is DANGEROUS news for many of my former colleagues...

For years, America's biggest banks have been telling you they have no choice but to pay you interest rates as low as 0.4% (that's the national average).

On $10,000 savings that's just $40 a year — not even enough for a decent family meal at McDonald's.

Now, suddenly... Elon is exposing many of these bankers for the sharks they really are.

He's not offering double... or triple... or even five times the interest...

But 15 times the national average — at 6% per year.

If he can do that... why can't YOUR bank pay more, too?

This is just one of the radical ways Elon's new bank is disrupting the financial sector...

I, for one, think it's time —that's why I'm revealing you how it could impact your money (and how you should prepare) here.

Now, you might think Elon's new bank is a risky place to keep your money.

But, like your current bank, your money will be insured — up to $250,000.

Because of this, I believe tens of millions of Americans will flock to Elon's new bank.

In fact, already $1 billion has passed through its "vaults" in just a few days.

What happens to traditional banks when even more people realize there's an alternative that pays them a fair interest rate?

It's not going to be pretty...

I show you how to get on the right side of this change here — including how to access Elon's 15X interest rate.

Regards,

Luke Lango
Senior Investment Analyst, InvestorPlace

P.S. That 0.4% rate most banks pay doesn't even cover inflation, which is at 3.8%.

You need to earn more than that otherwise your money is worth less and less over time...

In other words, you're getting poorer.

Elon's new bank can be seen as a remedy for this...

And, if you make the one money move I'm recommending quickly, you'll also have the chance to make hundreds, even thousands of percent too...

Get my instructions here.

BREAKING NEWS

🪙 The U.S. Says It Has $1 Trillion in Gold

America's money boss, Treasury Secretary Scott Bessent, says the U.S. is sitting on more than $1 trillion worth of gold, the largest gold reserve in the world. That is about 261.5 million ounces, and roughly 147.3 million of those ounces, about 56% of the whole stash, sit inside Fort Knox, a heavily guarded military base in Kentucky. He also tried to put a decades-old mystery to rest: Is the gold really still there? His answer: "All gold is present and accounted for."

Here's the funny part. When asked if he had visited Fort Knox himself, Bessent said no. His staff went. The Treasurer went. But not him. It’s like telling your teacher your homework is done because your little brother says he saw it.

What this means for markets: Not much, and that is the point. Most of this gold just sits in a vault as a backup, not something the government uses every day. Let's be honest about the math, too. America owes more than $40 trillion. A trillion in gold sounds huge, but next to that debt it is a drop in the bucket. It is a symbol of strength, not a rescue plan. Here is the truly wild part: the government still values its gold at $42.22 an ounce, a price locked in back in 1973, even though it sells for around $4,000 today. That means all that gold shows up on the government's books as just $11 billion, and Fort Knox's share counts for only about $6.2 billion. In the real world, the Fort Knox pile alone is worth roughly $600 billion. Updating that one number would make America's books look hundreds of billions of dollars richer overnight, without digging up a single new bar.

Here's the deal:

• 🔒 The counting is lighter than you think. The Treasury does run yearly internal checks, but those match paperwork and spot-check a few compartments. Nobody weighs and tests every bar. The last big public look was in 1974, 52 years ago.

• ⏳ A real audit is a nightmare. Counting and testing all 147.3 million ounces would take about two years and cost a fortune. That is a big reason nobody has done it.

• 📉 The audit push quietly died. Trump and Elon both demanded one last year. A bill was introduced to force a full audit every five years. It never moved an inch.

• 🚪 Even senators get turned away. Lawmakers have asked to visit and been told no, because it is an active military base. When the people who write the laws cannot see the nation's gold, people start asking questions.

• Special Report: 9 stocks tied to AI’s physical backbone (Via StockEarnings)

The Munch Take: "Trust me, it's there" is not the same as "here is the receipt." That is true for a country and it is true for any stock you own. The whole reason we have audits, earnings reports, and filings is that money runs on proof, not vibes. To be fair, there is zero real evidence the gold is missing, and the Treasury has been consistent for decades. But until someone actually counts every bar, the Fort Knox mystery will never completely go away.

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STOCK OF THE DAY

🏔️ The Company That Quietly Owns A Piece Of Everything

Meet BlackRock. You’ve probably never bought anything from them, but they might already be handling your money. They just announced they are now managing $15.3 trillion. Not billion. Trillion. That is more than the entire yearly output of every country on Earth except the U.S. and China.

So how does a company nobody talks about get that big? Boring, beautiful math. BlackRock runs iShares, a giant family of funds. A fund is basically a big basket of stocks. Instead of buying one company, you buy the basket and own a tiny slice of hundreds at once. It’s the easiest way to invest, so these baskets sit inside millions of retirement accounts, including probably yours.

BlackRock collects a tiny fee for managing those investments. A tiny fee on $15 trillion is a mountain of money. Last quarter they made $1.9 billion in profit and investors handed them another $192 billion to manage.

🐂 The Bull Case:

• 💰 The money keeps flowing in. Clients gave them $868 billion over the past year. When people invest, BlackRock wins automatically.

• 📈 Profits are fat and getting fatter. Their profit margin hit 45.9%, the best in nearly five years. Nearly half of every dollar coming in is profit.

• 🧠 They also sell the software. BlackRock owns Aladdin, the system other big funds use to manage risk. That business grew 13% last year and keeps paying whether markets rise or fall.

🐻 The Bear Case:

• ⚖️ Bigger company, bigger target. Managing $15 trillion puts BlackRock under constant scrutiny from regulators and politicians. More rules can mean higher costs and slower growth.

• 💸 Fees are under pressure. Index funds compete on price, so BlackRock, Vanguard, and others have to keep fees low to attract investors. That is great for you, bad for them.

• 🚪 Some big clients are leaving. While regular folks poured money in, large institutions actually pulled about $41 billion out of BlackRock's index products last quarter. Not everyone is buying the story.

• Special Report: 9 stocks behind the AI buildout (Via StockEarnings)

The Munch Take: This is where the math gets wild. That tiny fee almost no one notices, multiplied by millions of investors, turns into $1.9 billion in quarterly profit. That is BlackRock's business model and there’s nothing wrong with that. Index funds are still one of the best deals in investing. The real lesson? Small percentages may look boring, but over time they can create billions for a company or millions for your portfolio. Never underestimate the power of compounding.

🍪 Munchy Memes