Some companies you only hear about after they IPO.

And some…

Eventual unicorns like Uber, Airbnb and OpenAI…

Forced the world to pay attention long before that.

Mode Mobile could be a new member to that second group.

Uber turned cars into taxis, Airbnb turned homes into hotels, and Mode Mobile is turning smartphones into EarnPhones.

With $115M+ in revenue, 3-year growth of 32,481%, and an ecosystem with more than 490M+ users, it’s what investors call a “category disruptor.”

The kind that could turn early capital into generational wealth.

They’re raising privately. 

For now.

But investors can get $0.52 pre-IPO shares (with a 20% bonus).

With a Nasdaq ticker ($MODE) secured, and early backers like Kevin Harrington from Shark Tank, the company has its eyes on potentially going public.

Their previous two raises sold out, and this one is on track to do the same.

>> Review the offer before it closes

☕️ GM Munchers! Happy Friday. Somewhere out there a trader is about to do something reckless at 3:55pm and he’ll spend his entire weekend regretting it. Godspeed to him.

On today’s menu:

• 🤖 Google Just Lost $140B In A Day (Here's Why)

• 💰 Trump Media Just Monetized The President's Tweets

• 📺️ Netflix Crashes 5% On Poor Earnings

• 🏥 UNH Beat By 30%... Then Institutions Started Selling?

• 🤑 Unicorn potential. Pre-IPO access.

Yesterday’s numbers:

BREAKING NEWS

🤖 Google Just Lost $140B In A Day (Here's Why)

Here's what happens when you hit snooze on Wall Street, then get caught doing it twice.

Back in June, Google admitted its big new AI model, Gemini 3.5 Pro, would be late. June turned into July. Investors were annoyed, and the stock dropped hard, wiping out $225 billion in a single day. Painful, but fine. Delays happen.

Then yesterday, Bloomberg dropped a bomb. Google is not weeks behind. It is months behind. The stock fell 4.4% and another $200 billion vanished.

That is the part that stings. Getting caught being late is one thing. Getting caught telling people you were only a little late is another thing entirely.

Here's what's really going on:

• 💻 It is stumbling at the worst possible thing. The holdup is coding, the exact skill businesses pay the most for. OpenAI and Meta both just shipped models that beat Gemini at it.

• 🚪 The brains are walking out. Five senior researchers bolted in a single week, including the guy who co-invented the technology all of this is built on. He went to OpenAI. A Nobel laureate went to Anthropic. That is not a great look.

• 💰 But the business is a monster. Last quarter Google pulled in $109.9 billion. Its cloud business grew 63% and is sitting on $460 billion in booked future work. Search still prints money.

• Special Report: 90% of AI Runs Through This Company (Via MarketBeat)

The Munch Take: This isn’t a reason to panic sell, but it’s time to watch closely. Google is still one of the most profitable companies alive, and one bad day does not undo that. The problem is not the money, it is the story. Investors bought this stock believing Google would win AI, not merely survive it. When your best people leave and your flagship product keeps slipping, that story cracks. Earnings hit next week and that is the real test. Show that the AI spending is turning into actual dollars and this looks like noise. Fumble again and the market stops asking when Gemini ships and starts asking whether Google can still lead at all. In tech, being behind is fixable. Looking lost is much harder to fix.

💰 Trump Media Just Monetized The President's Tweets

Trump Media just announced Truth API, a paid data feed selling hedge funds and trading firms instant, machine-readable access to posts from Truth Social's biggest accounts. Guess whose account is the biggest? Launch date is August 1, and customers have already signed up. The stock is up 11% in the last 5 days.

Before you grab a pitchfork: unless some viral posts suggest, this is not sneaking a peek before everyone else. The posts still go public at the same second. Wall Street firms were already scraping them with bots; Trump Media just decided to charge for the pipe instead of letting people take it free. X and Reddit sell the exact same kind of feed.

Here's the deal:

• 💸 This is a real business. Trump Media has struggled to make money. Data licensing is high-margin, repeatable revenue, and they own something genuinely scarce.

• 📉 The market really does move on these posts. "Liberation Day" tariffs, China trade restrictions, buy-a-Dell. Traders have learned the hard way that these posts are market events.

• 🤨 The optics are still weird. The President's family is the largest shareholder in the company now selling his announcements to Wall Street.

• Special Report: Grid Emergency – What It Means for Stocks (Via Altimetry)

The Munch Take: Strip away the noise and this is just the oldest trick in finance: sell the shovels. Trump Media is not betting on whether the posts are good or bad, they are charging tolls on a road everyone already drives. That is a smarter business than anything else they have tried. Whether it’s enough to fix a company that has struggled to make real money is a completely different question, and one press release won’t answer it.

AI Is Disrupting Everything. These Stocks Don’t Care. (Ad)

The market is obsessed with AI winners.

But there’s another group of companies quietly getting stronger — businesses that don’t rely on AI… and can’t be replaced by it either.

Government systems. Physical commodities. Financial infrastructure.

This briefing breaks down 5 stocks built around real-world demand, regulatory barriers, and assets no algorithm can replicate.

👉 Get the free AI-Proof Portfolio briefing

Disclaimer: By clicking the link above, you agree to join Elite Trade Club emails and unlock complimentary insights from select partners. Privacy Policy

MARKET OVERVIEW

🍿 Tasty Movers & Shakers

🎬 $NFLX Netflix dropped 5% after earnings came in weaker than Wall Street hoped. Apparently my wife has not been watching enough reality TV to save them.

🚗 $UBER Uber rose 1.89% on a $14.8 billion deal to buy Delivery Hero, growing its food delivery empire around the world. When you cannot beat them, just buy them.

💼 $MAN ManpowerGroup exploded 32.37% after crushing earnings and predicting a strong quarter ahead. The staffing company nobody talks about just had the best day on the board.

🤖 $GOOGL Alphabet stumbled 4.43% after delaying its new AI model. In this market, a delay is not a small thing. It is a signal that somebody might be falling behind.

🔬 $TSM TSMC slipped 2.32% even after profit jumped 77%. When expectations get sky high, even monster numbers can disappoint. That is the tax on being a superstar.

🚀 $SPCX SpaceX fell another 3.08% ahead of last night’s rocket launch, its first since going public. A big test for a stock that has already had a very rough month.

STOCK OF THE DAY

🏥 UNH Beat By 30%... Then Institutions Started Selling?

UnitedHealth ($UNH) just dropped one of the best earnings beats of the quarter, and the market shrugged.

The stock popped over 10% intraday after crushing Q2 expectations, but by the closing bell, it had given back most of those gains, finishing up around only 1.16%. That’s a head-scratcher.

📊 THE MUNCH METRICS:

• The Beat: $6.38 vs. $4.90 expected (A 30.2% beat!)

• The Top Line: $112.03B vs. $110.85B expected

• The Peak: Trading around $425, which is approximately 29% below its All-Time High of $599.78 set in November 2024.

• Next Catalyst: Mid-October 2026 (Expected)

• Special Report: Your free book (usually $29.97) is about to expire (Via ProfitsRun)

So why did the rally evaporate?

Simple. The numbers were great, but the market already knew they would be. Wall Street had quietly raised expectations ahead of the print, so the beat was not a total shock. When a stock moves this much before earnings, the actual result often disappoints even if it’s technically strong.

Plus, healthcare is under serious regulatory pressure right now. Investors are nervous about potential policy changes that could squeeze margins, and one strong quarter does not erase that fear.

📈 The Bull Case:

1. Revenue is a machine. UnitedHealth just printed $112 billion in a single quarter and beat on both the top and bottom lines. That is beautiful execution.

2. The stock is cheap versus its peak. Down around 29% from all-time highs but up 25% year-to-date, this thing has room to run if the sector stabilizes.

3. Momentum is real. Up over 75% from its March bottom, the trend is clearly pointing higher for patient buyers.

📉 The Bear Case:

1. Regulatory risk is not priced in. Washington is circling healthcare like a hawk, and any serious policy shift could crater margins overnight.

2. The pop-and-drop is a red flag. When a stock surges 10% and closes up only 2%, that is institutional profit-taking. Big money is not convinced yet.

3. Valuation is not a screaming bargain. Sure, it is off its highs, but at over 30 times earnings, this is not a deep-value play in a nervous market.

The Munch Take: Here is the honest read. UnitedHealth is a fundamentally strong business trading around 29% below its peak after a monster earnings beat, and that combo usually spells opportunity. If you’ve been reading for a while, earlier this year we were covering this stock almost daily. The hard pill to swallow is that the time to buy was then, when everybody hated it, not now. But don’t feel bad, if you missed this one you’re not alone. Warren Buffett even sold his position in the company back in May.

TRADING SUCCESS

🤑 Friday Motivation

🚀 Pre-Market Fuel

1. 🤑 Unicorn potential. Pre-IPO access. (Ad)

2. 😬 Silver just formed a death cross.

3. 👀 One reason why Bitcoin might soon find support.

4. 📱 Apple’s stock is going crazy.

🍪 Munchy Memes

Share Pip Munch

Chances are you have some trading friends. Why don’t you be a pal, share Pip Munch and earn some goodies for it?

You currently have 0 referrals, only 1 away from receiving The Trading Plan That Helped Me Pass 4 $100,000 FTMO Challenges.

Or copy and paste this link to others: https://pipmunch.com/subscribe?ref=PLACEHOLDER