☕️ GM Munchers! Happy Saturday. I hope you enjoy this email because tomorrow I'll be glued to the men's Olympic gold medal hockey game. If you thought the market was unpredictable, predicting whether Canada will cheat like they did in curling is even tougher.

So, you've got $1,000 and you're trying to figure out the best way to invest it?

We get asked this question constantly: "Mr. Munch, please sir, rub your crystal ball and tell me what the next Nvidia will be. All I want is to turn my $1,000 into $1 million in 12 months. Is that too much to ask?"

Yes. Yes, it is.

Here's the harsh reality most people won't tell you: $1,000 isn't going to get you anywhere.

I'm sorry. Yes, Rome wasn't built in a day and we all start somewhere, but if you truly only have $1,000 to invest, the first step is recognizing that it alone is not going to get you to the promised land.

So, does that mean you should crawl back into bed and cry? I mean, it is a Saturday and going back to bed in this winter weather doesn't sound terrible... But no!

Like that time I overcame my chocolate addiction, the first step is recognizing we have a problem. That problem right now is low capital.

Step 2? Finding a solution. And I've got one that could still allow you to turn that $1,000 into life-changing money.

No, it's not buying a Powerball ticket or sacrificing it to the Market Gods.

It's prop firms.

Prop Firms 101

Listen, 80% of you reading have never taken a prop firm challenge before, and I don't blame you. They've only become popular in the last 3-5 years, and it does take a minute to understand how they work.

Here's the grade-school breakdown:

How It Works:

• Prop firms sell "challenges" with specific trading rules. These challenges come in different account sizes—from $5,000 to $200,000.

• The price depends on account size. A $5,000 challenge might cost $30, while a $200,000 challenge could run $2,000.

• To pass, you need to prove your trading skills while following the rules—typically making a 10% return while keeping your drawdown under 10%.

• The payoff: Pass the challenge, and the prop firm gives you a "funded account" where you keep 80-90% of your profits.

The Math:

• Sign up for a $100,000 challenge for ~$500

• Pass it by making 10%

• Trade your funded account and make another 10%

• After your 90% profit split, that's a $9,000 payout

Turning $500 into $9,000. Yeah, that math hits different.

Now, I already see the drool running down your mouth, so tidy yourself up and don't get ahead of yourself.

Here's the secret most prop firms won't tell you: These challenges are HARD.

In fact, only about 10% of traders pass.

That's not to discourage you—it's to keep you realistic. After all, you're trying to turn $1,000 into life-changing money. Everyone, including your lazy 18-year-old nephew, is trying to do that.

So, my long answer to the subject line is this: As a trader, I would invest that $1,000 into prop firm challenges.

With that money, you have a much higher potential upside than trying to grind out an 8% annual return on a personal account. There's a time and place for that strategy, but if you've only got $1,000, you need to put it to work smarter.

Why Lark Funding?

This email exists to expose you to prop firms because they're genuinely life-changing—and also because we run Lark Funding and would love for you to check us out.

We're objectively easier than most firms:

✅ No consistency rules (we don't care if you make all your profit in one day)
✅ No news restrictions (trade whenever you want)
✅ Zero payout denials in 3+ years (we've been paying traders since day one)

Not ready yet? I still want to help you:

1. Free Prop Firm Masterclass – Over 15 hours of video content. Completely free. Join here

2. My Exact Strategy – Before I started Lark Funding, I used prop firms to trade full-time. Here's the 18-minute breakdown: Watch here

3. The Numbers Breakdown – How prop firms might allow you to trade full-time or retire early: Watch here

Ready to take a challenge? Check us out at larkfunding.com

That's it. Monday we're back with our regularly scheduled market chaos.

Happy Saturday. My wife is giving me side-eye since Saturdays are supposed to be for "quality time," so I've got to go.

— Matthew AKA Mr. Munch

P.S. We're about to cross 40,000 subscribers and I genuinely want to know how we can better serve you. Are you a trader or investor? How old are you? What do you want to see more of? Just reply to this email and let me know. I read all of them. Including the insults.

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