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☕️ Howdy Munchers! Remember when we said prop firm profits should build wealth, not fund bottle service? Time to prove it.

📈 How Matt Turned Trading Payouts Into 6 Figures

Five years ago, Matt had a controversial idea: what if prop firm payouts didn't go toward a new car, but toward assets that actually compound?

So he did it. Every trading payout went straight into stocks, indices, and crypto. No leverage. No margin. Pure spot buying—the boring stuff that makes your grandpa proud.

He documented it all publicly on Twitter:

• November 2022: Buying $QQQ ( ▲ 1.07% ) 

• March 2023: Adding more positions

The results?

• 6-figure portfolio

• First house at 25

• Years of living expenses banked

No YOLO plays. No options gambling. Just consistent buying and letting time work. Uncle Warren would approve.

Now we're sharing the playbook—not telling you what to do (we don't want angry spouses blaming us for blowing the Target budget), just showing you what we're doing.

✍🏻 The Game Plan: Monthly Stock Picks + Real-Time Tracking

Starting today, every month you get one analyzed stock pick. Not a pump scheme—a real long-term investment we believe compounds over 5-10 years.

What you'll get:

• Whether we're actually buying or just watching

• Why it matters (pros AND cons)

• Monthly portfolio reviews—wins, losses, no BS

Legal disclaimer: Not financial advice. We're traders sharing personal picks. Do your own research. Don't bet rent money on a newsletter.

Our 4-pillar analysis:

1. Fundamentals – Does it make money?

2. Technicals – What do charts say?

3. Macro – How does the economy affect it?

4. Sentiment – What's smart money doing?

We keep things simple and try and invest like Uncle Warren.

📊 Full Transparency: The Pip Munch Portfolio (Warts and All)

Our Investment Philosophy (Stolen from Charlie Munger):

Diversification is for people who don't know what they're doing. You only need a few great ideas in your lifetime to build serious wealth. We're "diversified" by holding indexes, but heavily concentrated in Bitcoin because we're long-term believers. Young enough to weather 50% pullbacks. Old enough to know they're buying opportunities, not obituaries.

Current Holdings:

Bitcoin (36% total allocation)

• OG 2023 position: +154% (bought avg $35K, current $89K). Sold ¾ at $102K in March 2025 for house down payment. 26% of portfolio.

• New 2025 position: -8.34% (because we're apparently not immune to buying tops). 10% of portfolio.

$ZQQ Nasdaq ETF (48% of portfolio)

• Dollar-cost averaging constantly

• +34% (avg cost $128 vs $172 current)

• Our "don't overthink it" wealth builder

$VOO S&P 500 (10% of portfolio)

• +66% (bought $378, now $628)

• The boring anchor that's outperforming our "genius" trades

$COIN Coinbase (6% of portfolio)

• Bought April 2025 at avg $169.90

• +39.75% (current $237)

• Our leveraged bet on crypto going mainstream

The Honest Take:

We're young, aggressive, and not losing sleep over volatility. A 50% drawdown? Painful but welcomed. That's when fortunes get built—not during euphoric all-time highs when everyone's a genius.

📊 January 2026 Stock Pick: Alphabet (GOOGL) – The Search Giant Everyone Forgot About

While everyone was busy worshipping at the altar of AI hype stocks trading at 100x earnings, Google quietly went full tortoise-beats-hare and absolutely demolished expectations. Up 63% in 2025, trading near all-time highs, and—plot twist—suddenly dominating the AI race everyone said they were losing.

The Narrative Flip Nobody Saw Coming

Six months ago, the consensus was clear: Google was cooked. ChatGPT was eating their lunch. OpenAI was the future. Google was the dinosaur watching the meteor approach.

Then Google dropped Gemini—their ChatGPT competitor—and it wasn't just competitive. It was better. Across virtually every benchmark metric, Gemini is outperforming ChatGPT. Faster responses. Better reasoning. More accurate outputs.

The market's response? Stock ripped from $250 to $313 faster than retail traders could spell "paradigm shift."

When the Oracle Finally Admits He Was Wrong

Here's the kicker that makes this stock impossible to ignore: Warren Buffett bought $4.9 billion of Google in Q3 2025.

Let that marinate. The 95-year-old legend who famously avoided tech for six decades, who publicly admitted his biggest regret was NOT buying Google early (despite Geico being an early customer and seeing the margins firsthand), finally pulled the trigger weeks before retiring.

Buffett's purchase wasn't a small toe-dip—it became Berkshire's 10th-largest holding at $5.6 billion. When the greatest capital allocator in history spends his final quarter as CEO loading up on your stock, you pay attention.

The Fundamentals That Made Buffett Reach for His Chequebook

Q3 2025: First $100B+ revenue quarter in company history

• Revenue: $102.3B (+16% YoY)

• Free Cash Flow: $73.6B annually

• Operating Margin: 33.9% (excluding EU fine)

• Cash on hand: $98.5B

Translation? Google's printing more cash than most countries while trading at a P/E of 30—cheaper than Microsoft (32x) and laughably cheaper than Tesla (100x+).

They're not a growth stock gambling on future AI revenue. They're a cash-generating machine with AI dominance. That's the asymmetric bet.

Why We're NOT Buying (Yet)

Here's where we diverge from the herd currently FOMOing into tech stocks near all-time highs.

Our position: Watching, not buying. Yet.

Could Google rip another 10-20% from here? Absolutely. The Gemini momentum is real, Buffett's endorsement is rocket fuel, and the technical setup looks strong.

But we're not interested in chasing all-time highs for a 10% gain. We want the 30-50% asymmetric opportunity that comes when fear overwhelms fundamentals.

Our entry targets: Below the $300 support (pullback to moving averages)

This isn't market timing—it's margin of safety. We'd rather miss the first 5% of a move and catch the next 40% with lower risk than buy the top and watch our position bleed for six months.

The Setup We're Waiting For

Google's consolidating after a monster run. Volume's declining. Retail's getting bored. This is textbook accumulation before the next leg up.

When (not if) we get a macro pullback—tariff scare, Fed surprise, random geopolitical chaos—and Google dips to $296-300, we're backing up the truck. Until then, we're watching like a hawk and doing absolutely nothing.

The 12-Month Thesis

If you're buying today at $313, you're betting on continued momentum and Gemini hype. Could work.

We're betting on a better entry that gives us:

• 15-20% downside cushion to support

• 30-50% upside to $400+ over 12-24 months

• Warren Buffett's stamp of approval as our safety net

Risk-Reward Math: At $300, we get 4:1 reward-to-risk. At $313 near ATH, it's closer to 2:1. We'll wait for the 4:1.

Time Horizon: 12-24 months minimum. This isn't a day trade or a quarterly flip. This is "buy quality, let it compound, ignore the noise" investing.

🧵 The Bottom Line

Prop trading gets you capital. Investing builds wealth. Google's our first pick because it checks every box: technically sound, fundamentally undervalued, macro tailwinds, and Buffett's already positioned.

We'll update you on the Pip Munch Portfolio performance every month. Transparency is the deal. If this tanks, you'll know. If it moons, you'll know.

January 2026. The Pip Munch Portfolio officially begins.

Stay sharp, own assets, and stop overthinking,
— Matthew, Pip Munch

P.S. If you're serious about building wealth in 2026, you need capital to start with. We're running a $1 Million trading competition with Lark Funding—100 winners, entry is free. Win a 100K funded account and use the payouts to buy stocks like we just analyzed. Register here →

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