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🤠 Howdy Munchers! It’s Tuesday, but it feels like Monday snuck back in with a Starbucks cup and an attitude. Markets are open, your trades are waiting, and yes—you still have no idea what day it is. Let’s dive in! ☕📉📈

On today’s menu:

• 🦘 RBA Cuts Rates for the First Time in 4 Years – What It Means for Traders

• 📊 Stocks Are Up – Here’s How to Trade the Market’s Risk Mood

• 🚀 SpaceX is holding $800 million of Bitcoin.

• 👀 Why Does Warren Buffett Have So Much Cash?

CENTRAL BANKS

🦘RBA Cuts Rates for the First Time in 4 Years – What It Means for Traders

The Reserve Bank of Australia just did something it hasn’t done since November 2020—cut interest rates.

Yup, for the first time in over four years, rates dropped by 25 basis points to 4.10%.

And just like my diet attempts, the market reaction was...mixed.

So why the cut?

Inflation in Australia has been easing (down to 2.4%), but the economy’s been slower than me replying to my wife’s “Can you take the trash out?” text.

The RBA saw a chance to give businesses and borrowers a break—and maybe avoid angry mobs of homeowners holding pitchforks over high mortgage payments.

But here’s the kicker: The RBA says this easing cycle might be short-lived.

Like, two cuts and we’re done short.

Analysts are pencilling in a final cash rate of 3.60%.

Translation? Don’t expect a flood of easy money Down Under.

What does this mean for traders? 🤔 

• AUD/USD could stay choppy: With the RBA cutting rates while the Fed is still “thinking about thinking about cuts,” expect volatility. Your stops need to be tighter than my jeans after holiday dinners.

• Bond markets are already celebrating: Yields on Aussie 10-year bonds fell nearly 20 basis points. If you’re trading bonds or forex, keep an eye on this shift.

• Risk-on or risk-off? The RBA is cautious, and that caution could ripple through global markets. If you’re scalping, stay nimble—like my wife when she senses I forgot our anniversary.

What’s next? ➡️ 

The RBA might be done soon, but global traders? Never done. 

Keep watching inflation data, global central banks (looking at you, Fed), and any wild tweets that could shake the markets.

The Aussie dollar’s moves could be your next opportunity—or your next “I should’ve stayed in bed” moment.

P.S. Lark Funding’s 1-step challenge is live—only a 9% target, and our $50k, $100k, and $200k accounts just got cheaper. Use code FEB90 for 9% off. No excuses—unless you’re busy explaining to your wife why your “5-minute Twitter scroll” turned into a 3-hour market dive. 💸

STOCK MARKET

📊 Stocks Are Up – Here’s How to Trade the Market’s Risk Mood

The S&P 500 is flirting with all-time highs again—up 4% YTD—and looking like it just found its gym membership card after the holidays.

But even if you don’t trade stocks, this matters more than that “urgent” email from your boss you’ve been ignoring.

Why do we care? 👀 

Stocks are the market’s mood ring.

When stocks are up, traders are in risk-on mode—they’re swiping right on anything that promises returns.

When stocks drop? Everyone ghosts riskier assets faster than me leaving the gym after one set of squats.

If you’re trading forex, commodities, or even crypto, watching stocks can give you clues:

• Risk-on mood? Traders pile into higher-yielding currencies like the AUD, NZD, or emerging markets. Even BTC starts feeling itself.

• Risk-off mood? Safe havens like USD, JPY, and gold get all the love. (Because when the market panics, everyone suddenly wants a security blanket.)

How to use this? ✅ 

• If stocks keep climbing: Look for long opportunities in riskier pairs. AUD/USD, NZD/JPY, or even GBP/JPY could have pips waiting.

• If stocks start slipping: Be ready to pivot faster than me explaining my impulse trading to my wife. USD/JPY shorts or gold longs might shine.

The Bottom Line 🧵 

Even if you don’t trade stocks, don’t ignore them.

They’re the market’s vibe check.

Keep an eye on SPX—because if it smiles, risk-on trades might pay.

If it frowns? Tight stops and safe havens are your BFF.

🚀 Pre-Market Fuel

1. SpaceX is holding $800 million in Bitcoin.

2. Warren Buffett is holding a record amount of cash. What is he waiting for? Does he think a crash is coming?

3. There’s now a DOGE Twitter account for every government agency and they’re publicly exposing all the waste.

4. Jeff Bezos: The world wants you to be normal. But it takes everything in you to resist.

🍪 Munchy Memes

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