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☕️ Happy Friday, Munchers! The markets are as tired as we are—looks like everyone’s just trying to make it to the weekend without blowing their account or their diet.

On today’s menu:

• The Truth About Instant Funding 🕵️

• Why The Dollar Is On Fire 🔥 

• The Best Definition For Success 🥇 

The Truth About Instant Funding Accounts 🕵️

Instant funding programs are popping up everywhere, like your favourite influencer's new merch line—but are they legit, or just clever marketing traps?

Let’s dive in because, just like a sketchy breakout pattern, not all funding programs are created equal.

The Two Models of Instant Funding

We’re seeing two main types of instant funding programs emerge, and they couldn’t be more different:

1. The "Expensive but Fair" Model
   

   • Cost: $200 for a $5K account, up to $5,000 for a $100K account.

   • Freedom: No news restrictions, no consistency rules, no max risk per trade limits, and you can hold trades over the weekend.

   • Payouts: First payout is on demand, splits up to 90%.

   • Drawdown: Typically a 5% daily loss limit.

These accounts cost a pretty penny, but they give you room to breathe.

Swing traders, scalpers, and day traders alike can operate freely without feeling like a hamster on a wheel.

2. The "Cheap but Suffocating" Model

• Cost: $80 for a $5K account, as low as $500 for a $100K account.

• Restrictions:

  • Daily loss limits as low as 3%.

  • No trading during news events.

  • No holding over the weekend.

  • Hard 1% max risk per trade—lose more than 1% on a single trade, and the account is gone.

  • Consistency rules: Your biggest trade can’t exceed 15-20% of your total profits. Swing traders, we’re looking at you.

Sounds cheap and cheerful, right?

Except these rules make it almost impossible to succeed.

It’s like playing poker where you win the pot but still get kicked out for shuffling the cards too fast.

Let’s Crunch Some Numbers 🤔 

Thanks to our friends at Lark Funding, we know the reality of passing challenges (and these are on real challenges, not the restrictive instant funding ones):

• Only 10% of traders pass their challenge.

• Of those, only 50% go on to earn a payout.

• 25% of traders fail due to the daily loss limit, and the rest fail for hitting max drawdown.

Now imagine layering on news restrictions, 3% daily loss limits, and a “no big wins allowed” rule.

It’s like trying to win a race while carrying dumbbells and stopping every 10 feet for a referee check.

Our guess?

Less than 1% of traders on those cheap restrictive accounts will ever see a payout.

So, Are the Cheap Models Worth It?

Let’s keep it real: they’re cheap for a reason.

If you’re looking for real funding with real freedom, you’re better off paying more for an account where you actually stand a chance.

The expensive accounts may feel like a steep upfront investment, but they give you room to breathe, trade freely, and actually see those payouts.

The cheap accounts?

They’re basically a marketing scheme—like selling you a car that only drives in reverse.

The Bottom Line 🧵 

At the end of the day, it’s all about choosing the right tool for the job.

If you’re serious about trading and want to develop a sustainable edge, go for the programs that give you the freedom to trade your way.

If you’re looking for a quick gamble... well, casinos exist for a reason.

Instant Funding, Without The Restrictions 🥇

Say goodbye to restrictive rules that hold you back and hello to real trading freedom with Lark Funding’s Instant Funding Program!

Here’s what sets them apart:
✅ No Consistency Rule – Your biggest win doesn’t need to be capped.
✅ No News Rule – Trade during any economic event without limitations.
✅ No Lot Size Rule – Scale your trades as you see fit.
✅ Raw Spreads – Get the best prices and maximize your returns.
✅ TradingView Integration – Analyze and execute with ease.
✅ First Payout On Demand – Get paid on your terms.

It’s instant funding done right—without the frustrating restrictions.

Ready to trade your way?

Click below to get started with one of the most flexible programs in the industry. 🏆

FOREX

Why The Dollar Is On Fire 🔥 

Traders, buckle up!

The US Dollar (DXY) is tearing through 2025 like it’s got a rocket strapped to its back.

At 109.872, the DXY is flexing harder than a gym bro on leg day. But why is the Dollar running hot, and why should you care?

Let’s break it down.

The Dollar’s Hot Streak

The DXY has climbed 6.54% over the past year, and it’s starting 2025 with even more momentum.

Just yesterday, it edged up from 108.9996 to 109.0531, keeping its upward trend alive.

If Trading Economics’ models are right, we could see the DXY hit 112.50 by the end of the year.

That’s serious heat.

What’s Fueling the Fire?

1. Strong Economic Data 💪 
   US retail sales are crushing it. That’s giving investors confidence in the US economy, which means they’re piling into the Dollar like it’s the last table at an all-you-can-eat buffet.
   

2. Rising Treasury Yields 📊 
   The 10-year yield is now at 3.909%, making Dollar-denominated assets the hot ticket item. Higher yields = stronger Dollar.
   

3. Fed Hawkishness 🚀 
   The Fed’s still talking tough on inflation, and traders are loving it. When policymakers sound concerned about rising prices, the Dollar usually gets a boost.
   

4. Political Buzz 🎤
   With Trump set to take office soon, expectations of pro-business policies like tax cuts or tariff adjustments are adding even more fuel to the Dollar rally.

Why This Matters for Traders

The Dollar’s strength doesn’t just impact forex pairs—it moves the entire market.

• Forex Traders: The Dollar’s rally is a major headwind for commodity currencies like the CAD, AUD, and NZD. At the same time, it’s propping up the JPY, CHF, and other safe havens.

• Gold Bugs: A strong Dollar can weigh on XAUUSD. That’s why we’ve seen Gold stuck in a range lately, struggling to break out.

• Crypto Bros: The Dollar’s dominance often spells trouble for Bitcoin and altcoins. It’s part of why BTC has cooled off from its recent highs.

What’s Next for the Dollar? 🇺🇲 

• Continued Strength: If retail sales keep booming and the Fed stays hawkish, we could see the Dollar push past 110.00 like it’s a breeze.

• Short-term Correction: Some analysts are calling for a pullback to 108.00 or 107.00, but don’t expect that to last long.

• Medium-term Outlook: The narrative for 2025 is clear—the US Dollar is king, and it doesn’t look like it’s giving up the throne anytime soon.

Final Thoughts

The Dollar’s rally is a big deal for every trader. Whether you’re buying the dip, riding the momentum, or just trying to stay afloat, this trend matters.

Keep your eyes peeled for key economic data and Fed decisions in the coming weeks.

And remember, what’s good for the Dollar might not be good for everything else—so trade smart, Munchers! 🤑

🚀 Pre-Market Fuel

1. This is the best description of success I’ve ever seen.

2. What did Trump and Obama discuss yesterday? 👀

3. An interesting update on the Gamestop stock…

🍪 Munchy Memes

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